Bank API Integration
Your systems, talking to the bank.
Direct bank API connections for payments, statement pulls and reconciliation — for businesses that have outgrown manual banking.
Bank Integrations
For finance that scales.
Payment initiation
Trigger bank transfers and bulk payments from your own system with approval workflows.
Statement feeds
Automated statement pulls into your accounting or ERP — balances and transactions live.
Auto-reconciliation
Incoming bank payments matched to invoices and orders automatically.
Bulk disbursements
Supplier payments, staff salaries and refunds sent programmatically with maker-checker controls.
Bank-grade security
Certificate auth, encrypted channels, IP whitelisting and full audit trails.
Maker-checker built in
Payments can't move on one person's action — the controls banks expect, baked in.
Delivery
Bank onboarding takes patience — we handle it.
Discovery
We shadow your team and map the real workflow — not a wishlist.
Design
Interface and process flows agreed before a line of code is written.
Build
Two-week increments you can open, click and actually use.
Launch & Support
Deployment on our cloud, staff training and a team that answers.
Bank Integration Packages
Your systems, talking to the bank.
Fixed quotes after a technical scoping session — bank-side onboarding supported end to end.
Bank Connector
One bank, one flow
- Single bank API integration
- Payment status callbacks
- Secure credential storage
- Sandbox to production
- 60 days support
Payments + Recon
Rails with auto-matching
- Bank payments initiation
- Statement / webhook feeds
- Auto-reconciliation engine
- Duplicate & fraud checks
- 90 days support
Treasury Suite
Multi-bank operations
- Multi-bank connectivity
- Bulk & scheduled payments
- Liquidity & position views
- Approval workflows
- Audit-grade logging
Enterprise
Core-banking level
- ISO 20022 / custom formats
- SACCO & microfinance cores
- 24/7 monitored rails
- Dedicated integration team
- Long-term SLA
FAQ
Questions, answered.
We work with the APIs of major Kenyan banks — availability varies by bank and account type; tell us yours and we'll confirm the path.
Mostly — bank APIs suit organisations with real payment volumes. For smaller needs, gateway solutions are cheaper and faster.
4-12 weeks — the API work is quick; bank approval and UAT processes take most of the time.
Ready to automate banking?
Tell us your bank and volumes — we'll map the integration.
TESTIMONIALS
Clients stay because it works.
Real businesses, real numbers — here is what they say.
"Moved 40+ client sites to AbanCool over a weekend — zero downtime. Their team answered on WhatsApp at midnight. That is the kind of support you cannot buy elsewhere."
"The POS keeps selling when our internet drops and reconciles M-Pesa payments by itself. Month-end reports that took a full day now take minutes."
"Fee collection with automatic M-Pesa receipts cut our office queues in half. Setup and staff training were completely painless."